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Cover image for book Mortgage Lending, Racial Discrimination and Federal Policy

Mortgage Lending, Racial Discrimination and Federal Policy

By:John Goering
Publisher:Taylor & Francis
Print ISBN:9781138328624
eText ISBN:9780429827952
Edition:1
Copyright:1997
Format:Reflowable

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First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.